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Annuity
Comparison
Not sure which annuity fits? This side-by-side breaks down what each type protects, how it grows, and who it's built for. Every option shares the same foundation of principal protection and tax-deferred growth. What sets them apart is how your money grows and when you can turn it into income.
Common Features
Principal Protection
Tax-Deferred Growth
Beneficiary Payout
Guaranteed Income
Payment Frequency Option
Key Difference
Return Rate Type
Rate Changes
Growth Potential
Rate Guarantee
Stock Market Link
Top Considerations
Ideal For
Time Frame
Early Access
Best Match
Growth
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Market Based
Every 1-2 Years
Higher
Minimum only
Yes
MYGA
Fixed Rate
End of Term
Medium
Full Amount
No
Income
Market Based
Every 1-2 Years
Lower
Minimum only
Yes
For educational purposes only and not financial advice. Product features and availability vary by insurer and state. Guarantees are subject to the claims-paying ability of the issuing insurance company. HiWire is independent and not affiliated with any single carrier.
The rate isn't the secret. The right fit is.
Anyone can pull a rate. The part that actually shapes your retirement is knowing which kind of annuity fits your life: steady income you can't outlive, growth with a safety net, or a guaranteed rate locked in for years. We start with your goals, your timeline, and how much certainty you want, then match you to the right type and shop it across 40+ carriers.
Because we're independent, that recommendation is built around you, not a single carriers rates. It's personal guidance, not a rate sheet.
Ready to Secure
your retirement
future?
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