Multi-Year Guaranteed
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Best for: Security, often with better rates
How it works: Locked-in rate for 3-10 years, then renewed
Perfect if: You want predictable growth with guaranteed interest rates
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Secure Retirement
A Clear Path to Retirement
Guiding you through annuities. For retirement planning, tax benefits, and confidence in your retirement lifestyle.
44+
Insurance partners
29
States Licensed
1,000+
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Families educated about the annuity process
About us
44+ partners
Annuity providers we partnered with
Who we are
HiWire Financial was founded with one mission: To help people turn their savings to work and plan for retirement without pressure, confusion, or complicated jargon.
44+ partners
Top-rated annuity providers we partnered with
Our team is made up of licensed, independent professionals who take the time to listen, explain, and guide, never pressure.
Use Cases
Annuities: income for a steadier path
Different seasons of life call for different financial strategies. If any of these sound like you, an annuity can help bring clarity and confidence.
Preparing for retirement and ready to thrive
/01
You're planning for your financial future and want to secure a guaranteed income that will support your lifestyle.
Looking for steady growth without the stress
/02
You've seen enough market ups and downs. You want growth potential with guarantees, not sleepless nights wondering if your money will be there tomorrow.
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Navigating a new chapter with confidence
/03
You're entering retirement and want financial stability that supports you and those you care for.
Preparing for retirement and ready to thrive
/04
You want your wealth to support your future and your family, creating a legacy and confidence, not concern.
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Why us
Guidance you can count on
When it comes to your savings, you should expect service that puts your needs first, every time, without exception.
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Responsive Service
Speak with a real person within 1 business day. You're never more than one business day away from your annuity analyst.
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Plain English Explanations
We translate insurance jargon into language that makes sense. No confusing terminology or fine print surprises.
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Trusted Partners Only
We work exclusively with trusted insurance companies with decades of experience and the financial strength to keep their promises.
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What is an annuity
Annuities:
for those who prefer
a plan over risk
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MOST POPULAR
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Fixed Indexed — Income
Best for: Complete peace of mind
How it works: Guaranteed payment that never changes
Perfect if: You want to know exactly what you'll get, when you'll get it
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Fixed Indexed — Growth
Best for: Growth potential with downside protection
How it works: Earnings linked to market performance, but principal always protected
Perfect if: You want some upside potential but can't afford to lose money
How it works
How it works: turning savings
into a secure retirement
/01
Free Consultation
Receive quotes from one of our highly rated insurance companies, showing exactly how your savings can work harder for you.
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Personalized Annuity Plan
We listen to your goals and explain your options in plain English. No pressure, no sales tactics.
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Review & Questions
Take all the time you need. We'll answer every question and welcome your family's questions.
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Secure Your Future
Once you're comfortable, we handle all the paperwork and set up your personalized annuity.
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Get a personalized annuity quote
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Testimonials
How lives
are transformed
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Hiwire made it easy
I had been overwhelmed trying to understand annuities, but Hiwire made it easy. They took the time to explain everything in plain language and answer all of my questions. I never felt rushed, and they truly cared about helping me choose what was best for my situation. Outstanding experience from start to finish.
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5.0
An outstanding advisor
Nick didn't just read from a menu script. He was very in tune to my concerns. A major portion of our communication was via video chat, which makes a huge difference in customer satisfaction and impact of the presentation. The information was much easier to absorb.
5.0
All of my questions were answered
My HiWire Financial Representative was very patient with me. He answered all of my questions.
5.0
Ready to Secure
your retirement
future?
Get My Free Quote
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Get My Free Quote
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